Gold & Silver Calculator (Tola, Gram, Ratti)سونا اور چاندی کیلکولیٹر

About the Gold & Silver Calculator (Tola, Gram, Ratti)

This calculator works out the value of gold or silver from its weight, purity and today’s price, and converts between tola, grams, masha, ratti, troy ounces and kilograms. Add the jeweller’s making charges and any wastage or polish percentage to see the full price of a piece of jewellery, broken down into metal value and charges.

It helps families buying or selling jewellery, people checking a jeweller’s bill, anyone calculating zakat on gold, and buyers comparing prices quoted in tola and grams. Gold and silver prices change several times a day, so the calculator does not fetch them: you enter today’s rate from your local sarafa market or jeweller. Everything runs on your device.

How are gold weight and purity measured in Pakistan?

In Pakistan and across South Asia, gold is traditionally weighed in tola. One tola is 11.6638 grams, divided into 12 masha, each of which is 8 ratti, so one tola is 96 ratti. International prices are quoted per troy ounce (31.1035 grams), which is about 2.67 tola.

Purity is measured in karats out of 24. 24K gold is essentially pure (99.9%). Jewellery is usually 22K (about 91.6% gold), 21K (87.5%) or 18K (75%), because pure gold is too soft for everyday wear. Market rates are normally quoted for 24K gold per tola, so the value of 22K gold is the 24K price multiplied by 22 ÷ 24. Silver purity is expressed as a fraction of 1,000, such as 999 for fine silver or 925 for sterling silver.

A jeweller’s price adds making charges (labour, often per tola or per gram) and sometimes wastage or polish, a percentage for metal lost in manufacturing. When selling jewellery back, these charges are usually not returned and deductions may apply, so the buyback price is typically lower than the purchase price.

How to use the Gold & Silver Calculator (Tola, Gram, Ratti)

1. Choose the Metal: gold or silver.
2. Enter the Weight and choose its Unit: tola, gram, masha, ratti, troy ounce or kilogram.
3. Choose the Purity: 24K, 22K, 21K or 18K for gold, or 999 or 925 for silver.
4. Enter today’s price per tola of pure metal (24K gold or 99.9% silver) from your local market.
5. Optionally enter Making charges per tola and a Wastage / polish percentage if your jeweller charges them.
6. Read the total price, metal value, charges, the price per tola at your purity, and the weight in every unit.

Without a price, the calculator still converts the weight between all units, which is useful for comparing items listed in grams and tola.

Key features and benefits

• Six weight units. Tola, gram, masha, ratti, troy ounce and kilogram
• Purity adjustment. Values 22K, 21K, 18K gold and 925 silver correctly from the pure-metal rate
• Making charges and wastage. Shows the jewellery price the way jewellers typically calculate it
• Price per tola at your purity. Helps compare quotes for different karats
• Weight conversions. All units shown at once
• No assumed prices. Uses today’s rate you enter, never a stale price
• Private. Runs in your browser

Practical examples

A 22K bangle set

Weight 2 tola, purity 22K, with an illustrative 24K price of Rs 300,000 per tola and making charges of Rs 5,000 per tola. Metal value = 2 × 300,000 × 22 ÷ 24 = Rs 550,000; making charges Rs 10,000; total Rs 560,000. The price per tola at 22K is Rs 275,000.

Converting weights

2 tola is 23.3276 grams, 24 masha or 192 ratti. A 10-gram ring is 0.8574 tola. One troy ounce is about 2.67 tola.

Comparing karats

At the same illustrative 24K rate, one tola of 21K gold is worth Rs 262,500 and one tola of 18K gold Rs 225,000. Lower-karat jewellery is cheaper per tola because it contains less gold.

Sterling silver

Five tola of 925 silver at an illustrative fine-silver price of Rs 3,500 per tola is worth 5 × 0.925 × 3,500 = Rs 16,187.50.

Checking a jeweller’s bill

A bill lists a 22K necklace weighing 1.5 tola, a 24K rate of Rs 280,000 per tola (illustrative), making charges of Rs 6,000 per tola and 5% wastage. Metal value is 1.5 × 280,000 × 22 ÷ 24 = Rs 385,000. Wastage at 5% of the metal value is Rs 19,250 and making charges are Rs 9,000, for a total of Rs 413,250. If the bill shows a higher total, ask which charges explain the difference.

Common use cases

• Families buying jewellery for weddings and check a jeweller’s bill line by line.
• People selling gold estimate the metal value before visiting a buyer.
• Zakat payers value their gold accurately by purity.
• Overseas Pakistanis convert grams and ounces to tola to compare prices.
• Students and traders learn the traditional South Asian weight units.

Accuracy, limitations and privacy

Weight conversions use the standard bullion value of 11.6638 grams per tola, 12 masha per tola and 8 ratti per masha, as stored in the site’s configuration, and 31.1034768 grams per troy ounce. Purity is calculated as karat ÷ 24 for gold and the fineness ÷ 1,000 for silver. Actual jewellery may be slightly below its stamped purity, and gemstones or other materials in a piece are not part of the gold weight.

Prices are not fetched and vary between markets and jewellers through the day. Nothing you enter is stored or sent.

• Today’s gold or silver rate must be entered; no live prices are shown.
• Buyback deductions, taxes and stone weight are not calculated.
• Purity is assumed to match the karat you select; get it tested if unsure.

Tips and best practices

• Ask the jeweller to state the karat, weight, rate, making charges and wastage separately on the bill.
• Weigh items on a calibrated scale and confirm whether stones are included in the weight.
• Compare the price per tola at your purity, not just the total.
• Keep receipts and hallmarks or purity certificates for future sale or zakat.
• When selling, ask in advance what deductions apply.
• Check the rate at two or three jewellers on the same day; quoted rates can differ slightly.

Related tools and next steps

Calculate zakat on gold, silver and savings with the zakat calculator. Convert foreign currency at your own rate with the PKR currency converter, plan wedding spending with the wedding & event budget planner, and convert other weights with the weight converter.