Pakistan Salary Tax Calculatorتنخواہ پر ٹیکس کیلکولیٹر

About the Pakistan Salary Tax Calculator

This calculator estimates the income tax deducted from a salary in Pakistan, and what you take home each month. Enter your taxable salary, monthly or yearly, choose the tax year, and it shows annual and monthly tax, net salary, your effective tax rate, your marginal rate and a slab-by-slab breakdown of how the total is built up.

It is useful when you receive a job offer, negotiate a raise, compare two offers, or want to check whether the tax on your payslip looks right. A second mode works backwards: enter the net salary you want in hand and it finds the gross salary needed to achieve it. The slab tables are shown with their source and status, and you can edit them if FBR publishes a change, so the tool never hides where its numbers come from.

How is salary tax calculated in Pakistan?

Salaried individuals in Pakistan are taxed on a progressive slab system set each year in the Finance Act and administered by the Federal Board of Revenue (FBR). Income up to the first threshold, Rs 600,000 a year in the slabs loaded here, is taxed at 0%. Each higher band of income is taxed at a higher marginal rate, and only the part of your income inside that band pays that rate. Moving into a higher slab never makes your whole salary taxed at the higher rate.

Tax is calculated on annual taxable income for a tax year, which runs from 1 July to 30 June and is named after the year in which it ends: tax year 2027 runs from 1 July 2026 to 30 June 2027. Employers usually divide the expected annual tax by twelve and withhold it from each month’s pay. Some years also add a surcharge, an extra percentage of the tax for very high incomes. Your effective rate is total tax divided by total income, which is always lower than your marginal rate.

How to use the Pakistan Salary Tax Calculator

1. Choose Salary → tax & net to calculate tax on a salary, or Desired net → gross to find the gross salary that gives a target take-home amount.
2. Select the Tax year. The source and status of that year’s slabs appear underneath.
3. Enter your taxable salary in rupees and choose whether it is per month or per year.
4. Read the result: annual tax, monthly tax, net monthly salary, effective rate and marginal rate, with a table showing the tax on each slab.
5. Optional: open Edit tax slabs (advanced) to change thresholds, rates or the surcharge, for example after a budget announcement. Reset to official slabs restores the loaded values.

Slabs are written one per line as “annual income up to” and “rate %”, with the last line starting with “above”. Use Copy summary to paste the result into a message or spreadsheet.

Key features and benefits

• Two tax years. Compare the current and previous tax year by switching the selector, with each year’s source shown
• Slab-by-slab breakdown. See exactly how much income falls in each band and the tax on it, so the total is easy to check against a payslip
• Net-to-gross mode. Works backwards from a desired take-home salary, useful in salary negotiations
• Effective and marginal rate. Understand both your average tax rate and the rate on your next rupee of income
• Surcharge support. Applies a surcharge above a threshold where the selected year has one
• Editable slabs. Update rates yourself if the law changes, without waiting for the site to be updated
• Private. Runs in your browser; your salary is never sent or stored

Practical examples

Rs 150,000 per month

Annual income is Rs 1,800,000. The first Rs 600,000 is taxed at 0%, the next Rs 600,000 at 1% (Rs 6,000) and the remaining Rs 600,000 at 11% (Rs 66,000). Total tax is Rs 72,000 a year, or Rs 6,000 a month, leaving a net salary of Rs 144,000. The effective rate is 4%. Both loaded tax years give the same result at this income because their lower slabs are identical.

Rs 300,000 per month, comparing years

Annual income Rs 3,600,000. With the tax year 2027 slabs loaded in the tool, tax is Rs 416,000 a year (Rs 34,667 a month). With tax year 2026 slabs it is Rs 466,000 (Rs 38,833 a month). The breakdown shows the difference comes from the 20% and 25% bands replacing 23% and 30%. The 2027 slabs come from secondary reports of Finance Act 2026, so confirm them with FBR.

Net to gross

You want Rs 200,000 in hand every month (Rs 2,400,000 a year). Under the tax year 2027 slabs the tool finds a gross salary of about Rs 2,595,000 a year, or Rs 216,250 a month, with tax of Rs 16,250 a month.

High income with surcharge

For Rs 12,000,000 a year under the tax year 2026 slabs, slab tax is Rs 3,381,000. Because income exceeds Rs 10 million, a surcharge of 9% of that tax adds Rs 304,290, for a total of Rs 3,685,290.

Common use cases

• Employees check whether the tax on their payslip matches the slabs.
• Job seekers convert a gross offer into monthly take-home pay before accepting.
• HR and payroll staff sanity-check monthly withholding for different salary levels.
• People negotiating a raise work out the gross needed for a target net salary.
• Overseas Pakistanis and students understand how salaries in Pakistan are taxed.

Accuracy, limitations and privacy

The calculation applies the selected slabs to your annual taxable salary exactly as entered, adds any surcharge configured for that year, and divides by twelve for monthly figures. It assumes the whole amount is taxable salary income. In real payrolls, some allowances may be exempt, tax credits (for example for certain donations or pension contributions) may reduce tax, and other withholding taxes may be adjusted against your liability. Bonuses, arrears and mid-year joining also change monthly deductions.

The tax year 2027 slabs come from secondary reports of Finance Act 2026 published in June 2026 and are marked that way on the page until checked against the FBR-published Act; tax year 2026 is from Finance Act 2025. All arithmetic runs in your browser, and nothing you enter is uploaded or saved.

• This is an estimate, not tax advice; your employer’s payroll and FBR’s rules are final.
• Exempt allowances, tax credits, adjustable advance taxes and zakat are not included.
• Rates are only as current as the slabs loaded or entered — check after every federal budget.

Tips and best practices

• Use annual figures for bonuses: add the bonus to your yearly salary to see its real tax effect.
• Compare offers on net monthly salary, not gross — benefits such as medical allowance may be treated differently.
• Keep your salary certificate and tax deduction certificate from your employer for your annual return.
• Being on FBR’s Active Taxpayers List can reduce some other withholding taxes; see the NTN & ATL guide.
• After a budget, check the slabs on fbr.gov.pk and, if needed, edit them in the advanced section.

Related tools and next steps

If you also earn from freelancing or exports, estimate that separately with the freelancer tax estimator. Learn how to get on the Active Taxpayers List in the NTN & ATL guide, prepare your annual filing with the tax return checklist, and keep track of deadlines in the tax year calendar. For other deductions at source, see the withholding tax calculator.